Classification of Accounts as NPA (Non-Performing Asset)

1	Term Loan Account	Classified as NPA when three EMIs remain pending / overdue.
2	Overdraft / Cash Credit Limit Account	Classified as NPA when the interest remains overdue for three months.

Borrowers are advised to service their instalments and interest regularly to avoid classification of their accounts as Non-Performing Assets. For any assistance, please contact your branch.